Brexit: agreement with the UK – transitional arrangement on health insurance

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The EU and the UK have concluded a special withdrawal agreement, which also comprises a transition period up to the end of 2020. In the transition period, current rules on health insurance for persons moving between the EU and the UK will continue to apply. The possibility for reimbursement of healthcare services purchased in the UK will also continue to apply in the transition period. Consequently, the rules governing health insurance and the reimbursement of healthcare services will remain unchanged throughout 2020.

The UK and the EU have agreed that the rules on health insurance will remain unchanged in a transition period up to 1 January 2021. Subject to agreement between the EU and the UK, the transition period may be extended.

In the transition period, you may continue to be covered by your European Health Insurance Card (EHIC) issued in Denmark if, for example, you are staying in the UK.

The possibility of applying for reimbursement of healthcare services purchased in the UK will also continue to apply in the transition period.

If you are a British insured person, you will still have access to Danish healthcare services in the transition period. 

Holiday and short-term stays in the UK

For you as a Danish insured person, the withdrawal agreement will mean that you in the transition period can continue to use your European Health Insurance Card during temporary stays in the UK, for example on holiday. This will remain unchanged until the end of 2020. 

If you are a Danish pensioner living in another EU Member State and you have a Danish European Health Insurance Card, you will also continue to have the right to use the European Health Insurance card during stays in the UK in 2020.

Residence and long-term stays in the UK

If you live in or plan to move to the UK in 2020, the transitional arrangement means that you will continue to be covered by the EU rules on health insurance, and that you in some situations will continue to have the right to a Danish European Health Insurance Card. 

If you live in the UK as a Danish pensioner or plan to move to the country in 2020 and you have a Danish European Health Insurance Card, you will continue to be covered by the EU rules in 2020. It means that you will also continue to have the right to use the Danish healthcare system when staying in Denmark. However, attention should still be paid to the fact that in Denmark and some Member States special rules apply regarding prior authorisation in connection with planned hospital treatment.

Cross-border workers

If in 2020 you are registered as a cross-border worker (frontier worker) between the UK and Denmark, the withdrawal agreement between the EU and the UK implies that you will continue to be covered by the EU rules on health insurance. You will also continue to be able to use the public healthcare system when staying either in the UK or in Denmark. 

Purchase of treatment in the UK

The withdrawal agreement between the EU and the UK means that in the transition period you will continue to have the possibility of applying for reimbursement of healthcare services purchased in the UK in 2020. You must apply for reimbursement in your region of residence or municipality of residence.

Please note that some types of treatment will require prior authorisation by your region of residence for you to obtain reimbursement. We therefore advise you to contact a patient adviser in your region before you go abroad.

Please see more about EU rules for reimbursement of healthcare purchased abroad

If you are insured in the UK

If you live in Denmark and are registered with the Danish Civil Registration System (CPR), you will still have access to the Danish healthcare system on the same terms as before Brexit. Your national health insurance card (“sundhedskort”) is your documentation for your entitlements. 

If you live in the UK, in an EU/EEA Member State or in Switzerland, the transitional arrangement means that you continue to be covered by a valid British European Health Insurance Card for necessary treatment during temporary stays in Denmark. 

The withdrawal agreement between the EU and the UK means that in the transition period you will still have the right to purchase healthcare services within the Danish healthcare system in 2020. You can make a claim for reimbursement from the NHS in the UK. Please note that some types of treatment may require prior authorisation by the NHS.